The older I get....the more rational I get. Which really sucks because I am capable of some seriously irrational thoughts.
The new car bug is all over me....but the rational part of me is killing the bug. There is nothing really wrong with my Mazda5. The stock tires are crappy....some chips in the paint on the hood....that's about it. The car gets 27MPG consistently, cheap to insure, can hold an IKEA run, and is somewhat stylish.
Right now I can get a lease buyout loan and have the Mazda paid off in 3 years. That would be equivalent to a 5 year auto loan. Bank of America has a lease buyout loan for 5.49%....which is low for lease buyouts. Alternatively I could buy a new car with 0 percent interest next year and have it paid off at worst in 2016. Hmm 2013 or 2016. Rational thought says 2013. Gonna sleep on the idea. Would be nice to not have a car payment. Kelli hasn't had a car payment in over 2 years. Hmmm...rational thought sucks.