Tuesday, September 13, 2011

It just keeps falling

We got a letter in the mail from Wells Fargo yesterday. Our interest rate on our FHA ARM adjusted again as it does every year. Our new rate is going to be....2.375%. Not a typo...2.375% . It adjusted down a full percentage point.

Kelli was a little upset as we are in the process of refinancing to a 15 year fixed at 3.5%. Hmmm.

We got our house appraised last week.

When we bought our house in 2004 we paid $144,000. The current appraisal is $170,000. The median sales prices in the area are $174K. Since our house is the second smallest in the neighhorhood, that's pretty good.

Kelli is on the HCG diet...down over 10 pounds in 12 days. It's interesting. I'm just eating better. I removed refined sugar from my intake a week or so ago. Just eating low fat, low carb and minimally processed food. Our dining out bill has gone down over 99% with Kelli on the HCG and me at home making my own food.

Natali is walking. Kinda. She can take 4-5 steps in a row. Still prefers to crawl.

Looking forward to our next big vacation. Hitting Hawaii for a week in January. My mother in law is renting a huge house for a week. She did the same thing back in 2006. This house looks much nicer though.

Kelli and Natali are buying real tickets. Well Kelli is buying a ticket for Natali as Natali keeps clicking on "First Class" when she makes a cabin selection. I am going to jump seat/non-rev. I might have to go a day early...or later. Hopefully the same flight.


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